Maaari nang kasuhan ang mga hindi nagbabayad ng utang!

Due to poverty, many resorted in borrowing money from people, lending cooperatives, and many other sources. Borrowing money is not wrong, but not paying it is. With that in mind, are you among those people who have been a go-to person of people asking for a favor? But despite your goodness and kindness, they just shaved it off and seems like having an amnesia? Cheer up, you have now a right to asked for repayment on your borrower in a legal way.

The Supreme Court has decided to push for a quick and easy method of gathering debt payment instead of filing a criminal case for culprits; this will be viable under the revised small claims method.

This method will be a simpler way of filing a civil case within metropolitan and municipal trial court and the conclusion will be released in just 30 days upon filing the profess in which under this new system.

Because of the rising quantity of money-involved cases, the Supreme Court came up with this solution. Also, this system has no expensive filing fee and complainants who are not able to pay the fee could also have a dispensation if they’re indigent or not financially able to recompense the fee.

“Ito po ay abot-kayang hustisya. Sapagkat sa pananaw namin, wala pong maliit na halaga na hindi dapat ayusin ng hustisya. Sa small claims, sisiguraduhin natin na ang batas ay maging simple, mabilis, mura.” explained former Chief Justice Maria Lourdes Sereno.

However, a lawyer's assistance is no longer required if the money profess isn’t over 200, 000 pesos. The complainants will just require to fill out the small claims for and pass required supporting documents. The small claims cover all money profess whether from loan, debt, rent, services, and mortgages.

30 days after the complainant order the case, the court will tell the defendant and need them to answer the said complaint and will schedule a hearing. If both parties weren't able to settle the problem, the judge will quickly release a decision of the case within 24 hours.

For the system not to be misapplied, extra charges will be applied for every extra defendant. There’s an additional charge when a person files a case for over 5 times a year. Based to the Supreme Court, in 2016, approximately 13, 000 small profess cases were solved, much higher from 10, 000 cases found a solution in 2015.

Source: Top 10 Blogazine